Tuesday, November 24, 2009

FTC and HUD urge caution about loss mitigation and foreclosure rescue companies

Article this morning on Examiner.com should be shared with all of your friends, family or clients who may be facing foreclosure, default or bankruptcy.

With the equity bleeding out of American housing, increasing numbers of jobless home owners and Federal bank bailouts not working according to plan it is the perfect storm for raiders of hope. 

http://www.examiner.com/examiner/x-30970-Atlanta-Mortgage-Industry-Examiner~y2009m11d24-FTC-and-HUD-urge-caution-about-loss-mitigation-and-foreclosure-rescue-companies

Posted via web from Georgia FHA

Sunday, November 22, 2009

Mortgage interest rates vary

When shopping for a home loan it requires only a couple of telephone calls to discover interest rates are not created equally.

My first Sunday morning Examiner.com article. We mortgage people are constantly explaining why a borrower is not getting the same rate they saw or heard in an advertisement and why even the company who advertised it will not honor it for them. This article will help.

Posted via web from Ken's posterous

Wednesday, November 18, 2009

Yet Another Pic of My Head

This is a picture of my head. I'm not sure why people always ask for a picture of my head but one day I'm bound to see a dart board with this on it at a yard sale.

Actually, in this case, I know this was for our AmericaHomeKey, Inc., 2009 Christmas Party - how it will be abused is the question which remains to be answered.

Meanwhile if you see me on the street holding a coffee cup it is likely I may need some spare change but please ask before donating. Or, when you are ready for a fun speaker for your next mortgage, real estate or social media meeting, training session or event - here I am!

Call me - 678-439-8683 or get me on Skype
Posted by Picasa

Tuesday, November 3, 2009

Power 4 Purchase for Buyers with Bad Credit

I hate to use the terms "bad credit" and give anyone a false impression. If the buyer has missed payments, been late often, had judgments or foreclosures or even bankkruptcy the challenge of repairing and rebuilding credit is much more involved. Be very careful and cautious about people telling you they can increase your credit by disputing everything bad on your credit. Not only is that a misrepresentation of the facts it actually can be considered credit fraud.

Power 4 Purchase works much differently than the average "web sites for credit restoration" in that the director has years of experience as a credit bureau insider and does not charge any upfront fee to examine your credit and make recommendations.

So if you are in Georgia and you are interested in purchasing a home, even with Georgia FHA home mortgage loan programs, and you have some minor credit issues or no credit at all don't hesitate to call Ken Cook at 678-439-8683 and ask about the Power 4 Purchase program. It only works with his mortgage bank so if you're already working with someone else who cannot get it done you will need to switch.

Ken works at AmericaHomeKey, Inc., in Marietta, Georgia.

AmericaHomeKey, Inc., 2870 Johnson Ferry Rd., Marietta, Georgia 30062 is Georgia residential mortgage licensee 23191.
Posted by Picasa